Resources Page (useful links) Updated July 2008
Residential Lending
For the majority of families, the home and its mortgage is the largest financial obligation that they wil have. At Western Finance Services, we are experts and simply walk you through the process of owning your own home.
TIP: You want to be pre-qualified for a loan right away.
Through our consultations, we will advise you on the best loan options that you have available to you. We coordinate with CPA’s, attorneys, estate planners and financial planners to integrate your mortgage into you complete financial plan.
TIP: Pre-qualify for a loan early on so that you can know what price range of homes you can afford.
We have all loan options available to us through our vast relationships with major lenders.
We will match or beat any retail lender in the marketplace (Countrywide, BofA, Compass etc.) while offering services far exceeding what banks have to offer.
Purchasing Lending
Purchase lending requires a very specific skill set that our premier loan consultant, James Bogdanoff, strives to perfect like a quarterback on a football team, the actions of the loan officer will drive the transaction to “victory”, a smooth and seamless closing, or “defeat”, a delayed closing, mismanaged expectations, and/or a declined loan.
TIP: To choose a loan officer referred by your Realtor without gettng a second opinion can cost you thousands of dollars in extra fees and interest. Call us, email us, apply now with us.
The keys to your sucess in working with us:
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Vast assortment of loan options
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Timely communication between client, realtors, lender, and escrow
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Set and meet up front expectations with all parties
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Knowledge of alternative forms of financing
TIP: Compare rates at the same 'lock' time on the same day because rates change daily. Last weeks quote is not valid today if they did not lock the rate.
If you are purchasing a home and would like free good faith estimate call our toll free office number at 866 441-1333. On the other hand, if you are more comfortable click on the interest rate above. Leave us your contact information and you will be contacted within 24 hours.
Refinance Loans
If you think that you deserve a better mortgage we would be happy to provide you with a free consultation. You can refinance for a lower rate and payment, go to a 15 year home loan, cash back for bill consolidation, home improvements, dream vacations, business opportunities or...